Do You Qualify For The New Secured Retirement Option?

We can help you eliminate debt, build wealth and protect it for generations so you can achieve your financial objectives in the shortest possible time.

Secure Future rated 4.8/5

Do You Qualify For The New Secured Retirement Option?

We can help you eliminate debt, build wealth and protect it for generations so you can achieve your financial objectives in the shortest possible time.

Secure Future rated 4.8/5

Schedule a Free Consultation Today and receive a $200 hotel savings card. Additionally, upon signing up for our services, you'll be eligible for vacation incentives to the top destinations.

WHAT WE OFFER

Our mission is clear: we believe productivity (the creation of wealth) is one of the most important virtues we, as humans, can seek. We are dedicated to helping business owners not just survive, but thrive. We achieve this through state-of-the-art technology, timeless financial principles, and advanced tax planning strategies.

60-Second Survey

Step 1 - 60-Second Survey Simply take our 60-second survey below and we start calculating based on your situation, your goals, and your retirement portfolio.

Your Personal Plan

Together we'll assemble a plan for your goals, options, rates and more. You'll get the unbiased, honest advice you deserve for a secure future.

3 Apply Your Strategy

After selecting the right strategy for you, we help you get things set up properly, start your benefit, and apply your plan for growth and protection.

Compare the FlexVault with traditional programs and decide for yourself:

Traditional 401K, 403B or IRA

You Have Hidden Fees: in fact, you have several categories of fees that are eating away at your retirement savings.

Your Money is NOT Liquid: you cannot access your money whenever you want or need to use it, without penalty charges and taxes owed

Your Money is NOT Protected NOR Guaranteed: no matter how your portfolio is setup, your money is directly exposed to the market and you can absolutely lose a significant chunk of your savings/investments.

Deferred Taxation Could Deplete Your Savings Faster Than You Think: the Trump era Tax Cuts & Jobs Act expires at the end of 2025, and with budget deficits and federal debt at all-time highs, you can bet taxes will go up. Are you willing to gamble losing another large chunk of your nest egg to higher taxes and risk running out of money in retirement?

Traditional 401K, 403B or IRA

Transparent Fees: our fees are competitive, and we clearly show them where applicable so you can make informed decisions.

Your Money IS Liquid: you can easily access a certain percentage of your money each year without worrying about paying taxes or penalties if you need it.

Almost No Market Risk, 0% Floor: regardless of how the market performs, you will have the peace of mind knowing your savings will NEVER go below the guaranteed indexed protection.*

Almost No Market Risk, 0% Floor: regardless of how the market performs, you will have the peace of mind knowing your savings will NEVER go below the guaranteed indexed protection.*

Our Travel Partner Is now providing you a FREE Hotel Savings Card When You Schedule a Free Consultation .

Schedule a Free Consultation now and

You will receive a $200 Hotel Savings Card

The Hotel Savings Card will provide you with cash credits to be applied to your next getaway! Schedule A Free Consultation to this great cause and you shall receive the benefit of Travel Agency Wholesale rates for your next family getaway.

Who is Secured Future?

We put clients first...

The team at Secured Future is comprised of industry veterans who dedicated to a client-first approach.

Dennis Drake

LACP, CBC, RFPP, CSSPS

Dennis is the Founder & CEO of SMART Family Office. He and his team have been teaching business owners, executives, high net worth individuals, retirees and pre-retirees how to reduce and/or eliminate taxes in retirement, protect their assets, set up guaranteed retirement income streams and efficiently pass on their wealth for more than 34 years.

Dennis has taught continuing education courses to Insurance Agents, Attorneys and CPA’s. He has also done numerous education seminars for the public and has taught the course “The Power of Zero Taxes in Retirement” at Del-Tech college. Dennis is also a Certified Tax and Business Advisor and is one of the only advisors in his region who offers a virtual family office (VFO) practice.

Bobby Keller, an experienced airline pilot, offers a sharp perspective on business and investment consulting. His piloting career has honed his discipline, precision, and strategic planning skills, which he now leverages to help business owners and high-income earners enhance their financial strategies.

Bobby quickly clarifies financial plans, identifying the best tax-saving strategies and tax-free investment opportunities. He meticulously ensures his clients’ financial paths are as smooth and efficient as his flights. Bobby is your financial sherpa, guiding you to the summit with the expertise and assurance of Tenzing Norgay guiding Edmund Hillary. With Bobby, you’re in experienced hands, never having to navigate the financial heights alone.

Bobby Keller

CTBA

Chris Nissen

CTBA

Bobby Keller, an experienced airline pilot, offers a sharp perspective on business and investment consulting. His piloting career has honed his discipline, precision, and strategic planning skills, which he now leverages to help business owners and high-income earners enhance their financial strategies.

Bobby quickly clarifies financial plans, identifying the best tax-saving strategies and tax-free investment opportunities. He meticulously ensures his clients’ financial paths are as smooth and efficient as his flights. Bobby is your financial sherpa, guiding you to the summit with the expertise and assurance of Tenzing Norgay guiding Edmund Hillary. With Bobby, you’re in experienced hands, never having to navigate the financial heights alone.

Matt Nye has more than 30 years experience in the tech and finance sectors. As a Certified Tax & Business Advisor, he specializes in helping business owners, real estate investors and high income wage earners minimize their taxes and maximize their growth.

Matt specializes in advanced life insurance strategies and special purpose trust vehicles that offer safety, liquidity, growth and asset protection. He is committed to delivering personalized, client-centered solutions.

Whether advising on estate planning, retirement income strategies, or business succession planning, he combines deep industry knowledge with a focus on achieving clients’ unique financial goals.

Matt Nye

CTBA

What is the Hotel Savings Card Exactly?

Its similar to a gift card for booking hotel stays EXCEPT that it can only cover a portion of the stay (usually 10-50% off the lowest online price, depending on the hotel and length of stay)

They are valid at over 1 million hotels & resorts worldwide with no blackout dates and no expiration date. So whether you use it for last-minute business travel or planning your next vacation you will save big.

If you don't save the entire face value of the hotel savings card on one booking you will have a cash credit balance available for your next hotel booking that never expires.

That means if you Schedule a Free Consultation you get a $100 Hotel Savings Card.

Basic Concepts the FlexVault Strategy Builds Upon

Guaranteed Whole Life Insurance

Stability & Guaranteed Growth

Guaranteed whole life insurance, also referred to as a cash value life insurance policy, or high early cash value life insurance, is an optimal vessel for wealth building because it combines financial security with a wealth-building opportunity. Its built-in cash value growth is both predictable and tax-advantaged, offering a reliable foundation for borrowing and reinvesting. Unlike other financial instruments, it ensures a consistent accumulation of wealth that's not directly tied to market volatilities, providing a stable platform from which individuals can finance their endeavors without relinquishing control or security over their assets.

INDEXED UNIVERSAL LIFE INSURANCE (IUL)

Flexibility + Potential for Higher Returns

An Indexed Universal Life (IUL) policy offers the potential for higher returns linked to market indexes, without direct market risk, allowing for possibly greater cash value growth. Indexed Universal Life Insurance also offers flexibility in premium payments and death benefits. However, the cost of an IUL insurance policy can rise, and the interest crediting methods can be complex and subject to caps and floors, which might limit growth potential. The reliance on market performance introduces unpredictability, contrasting with the guaranteed growth of whole life policies, making IULs more complex and potentially more volatile.

Find Out If You Qualify For This Transformative Strategy By Taking Our 60-Second Survey

Act Now to Secure Your Retirement!

Until the 2017 Tax Cuts & Jobs Act Provisions Expire!

The current top rate will go back up to 39.6% from 37%

The current 32% bracket ($182,101-$231,250) will revert to 33%

The current 24% bracket ($95,376-$182,100) will go back up to 28%

And the current 12% bracket ($11,001-$44,725) will go back up to 15%

Discover Your Eligibility for This Transformative Strategy by Completing Our 60-Second Survey!

Our Travel Partner Redeem Vacations Has Joined Us To Provide You With A Complimentary Vacation To Any Destination Amongst Cancun, Cabo San Lucas, Puerto Vallarta, Las Vegas, Phuket, Kuta & Dubai When You Sign Up for The service

After activation you will have 18 months to select travel dates and be responsible for your own transportation, food & beverages, gov taxes & fees and other miscellaneous personal expenses.

GET A FREE RESORT STAY

No timeshare presentations Pay only the resort taxes & fees

This Is Likely The First Question You Might Be Asking About This Bonus Trip.

IS THIS REAL?

THIS SOUNDS TOO GOOD TO BE TRUE..

Our travel partner RedeemVacations.com has given away tens of thousands of these travel vouchers over the years and thousands come back to comment on their experiences, leaving testimonials on 3rd party review websites like Trustpilot, Google, Sitejabber, and even video reviews on YouTube & SoTeLLUs.com. Click below to see these testimonials for yourself.

Here is what our past travelers say about us

This Bonus offer Is as Easy as 1, 2, 3,

Sign Up Now

You will receive a Complimentary vacation coupon via email immediately after Signing up for the service.

Select Your Travel Dates!

You will have 18 months to select travel dates so when you are ready you simply log in and book your trip from our available currently offered hotels.

Go Have Fun!

Easy as 1, 2, 3. Instant gratification, instant confirmation! No phone calls to make, No Timeshare promotions There are no hoops to jump through. Simply be on your way to the time of your life.

Who Should Skip This Offer?

This offer may not be for you if you fit into one of the 2 boxes below.

You are extremely limited as to when you can travel.

RedeemVacations has solved a problem for many hotels around the world. Most of them are not fully occupied year-round. So They help fill rooms that would have likely sat empty. So if you can ONLY travel on your birthday or a specific holiday this might not work for you. There will be on average 32 weeks a year of availability. If you are unable to be flexible with your travel dates then you should skip the bonus offer and just pay full price for your travel needs.

You can only stay at the Ritz!

If you are one of the fortunate ones that only stays at the Ritz or the Taj Mahal when you travel this bonus offer may not work for you. With this bonus Resort/Hotel Stay you will be offered hotels that are rated 3, 4, or 5 bubbles based on Tripadvisor reviews. However, we cannot guarantee a particular hotel or brand as their availability changes regularly. If you insist on a particular Hotel then you should skip this bonus offer and pay full price for your travel needs.

Frequently Asked Questions

How do you get these returns?

The FlexVault program "stacks" several advanced strategies to generate returns beyond those typically seen in normal whole life or indexed universal life policies. This stacking allows growth to occur both inside and outside the policy.

How is the premium calculated?

The cost of life insurance is influenced by factors like the chosen death benefit and your life expectancy. Critical elements such as age, gender, tobacco usage, and overall health play a role in determining the premium. With Secured Future, you'll find a range of products and premium options, giving you the freedom to select a payment amount that aligns with your financial situation and coverage needs.

Is a medical exam required?

Acquiring a policy is a streamlined process, typically completed within a month. The first step is connecting with an agent who will guide you through the application. Depending on your situation, a medical examination may be required. Once all necessary information is gathered, your application undergoes evaluation. Upon approval, your personalized insurance policy is issued and delivered to you.

How is my money "liquid" if it's in one of these policies?

The FlexVault strategy leverages a guaranteed whole life policy or an indexed universal life policy as its foundation. Both vehicles allow you to use the policy as collateral for loans, so you can access your funds in an emergency or to take advantage of other opportunities. With the FlexVault strategy you can borrow up to 80% of your policy's cash value. Borrowing against the policy can affect its growth, so we highly recommend you consult with one of our Wealth Strategists before doing so.

What is a "tier 1" asset?

Tier 1 assets are characterized by stability, liquidity, quality, and core capital.

Guaranteed Whole Life insurance is a permanent life insurance policy that lasts for the policyholder's entire life. It includes a cash value component that is a financial asset that lasts the policyholder's entire life. Indexed Universal Life (IUL) is a combination of life insurance, cash value accumulation, and flexible premiums.

Both are considered a Tier 1 assets because of their stability, liquidity, and the potential for the cash value to grow over time. Banks are highly prone to lend against Tier 1 assets because they are considered to be so safe. In fact, Bank Owned Life Insurance, or "BOLI," is often one of the largest assets on the big banks' balance sheets!